Insurance & payment
Making your options easier to understand.
KidSLP is a private-pay practice. Here's what that means, how out-of-network benefits work, and exactly what you'll know before your first visit.
Private pay
You pay KidSLP directly at the time of service — card, HSA or FSA. No claims, no waiting for authorizations, no visit limits set by a plan.
Contact us for current rates and payment options.
Out-of-network benefits
Many plans reimburse part of the cost of out-of-network speech-language services. Each month we give you a superbill with everything your plan needs. Reimbursement is decided by your plan, not by us.
Insurance plans
KidSLP is currently out of network with all insurance plans. If that changes, this page will say so — we won't list a plan until we're actually participating.
Before your first visit
You'll have the cost in writing.
Before your evaluation and before therapy begins, KidSLP gives you a written estimate of expected costs — a Good Faith Estimate — and keeps a copy on file. Read the Good Faith Estimate notice →
You'll also get our cancellation policy in writing: [policy summary — e.g. full fee for cancellations with less than 24 hours' notice].
Will my plan cover it?
Coverage varies — even within one insurer.

Ask your plan, before you start
The only way to know what you'll pay is to ask your plan directly, before you start. Plans differ on:
- Deductibles and coinsurance
- Visit limits per year
- Prior authorization
- Referral or prescription rules
- Medical-necessity wording
- Diagnosis exclusions
We'll give you our practice details — NPI, tax ID and billing codes — so the call is quick.
Verifying benefits is not a guarantee of coverage or payment. Your plan decides what it reimburses.

Before you call your insurer
- Does my plan include outpatient speech-language pathology benefits?
- Do I have out-of-network benefits? (KidSLP is out of network with all plans.)
- Do I have a deductible? How much has been met?
- What is my copay or coinsurance for speech-language services?
- Is prior authorization required?
- Is a physician referral or prescription required?
- Are there limits on the number of visits?
- Are evaluations covered separately from therapy?
- How do I submit a superbill?
Insurance FAQ
Plain answers
An itemized receipt with the codes and details your insurer needs to consider out-of-network reimbursement. We give you one each month; you submit it.
No. Your plan decides whether services are covered and how much, if anything, it pays back.
A deductible is what you pay before your plan starts paying. Coinsurance is the percentage of an eligible charge you're responsible for after that.
Yes. Speech-language therapy is generally an eligible expense; check your account's rules.
Every voice grows differently. Let's talk about yours.
Fifteen minutes with a licensed speech-language pathologist. No forms about your child's health, no commitment — just a conversation about what you're noticing.
Insurance coverage and reimbursement are determined by each family's individual health plan. Verification of benefits does not guarantee payment or coverage.
