--- title: Insurance & Payment | KidSLP description: KidSLP is a private-pay practice. How out-of-network benefits and superbills work, what to ask your plan, and what you'll know before your first visit. --- [Skip to content](https://kidslp.com/insurance-payment#main-content) [![KidSLP](https://kidslp.com/hs-fs/hubfs/raw_assets/public/kidslp/images/logo-h-slogan.png?width=1000&height=230&name=logo-h-slogan.png)](https://kidslp.com/?hsLang=en) [How It Works](https://kidslp.com/how-it-works?hsLang=en)[Services](https://kidslp.com/services?hsLang=en)[What We Treat](https://kidslp.com/what-we-treat?hsLang=en)[Insurance & Payment](https://kidslp.com/insurance-payment)[About](https://kidslp.com/about?hsLang=en) [Book a free consultFree consult](https://kidslp.com/get-started?hsLang=en) Menu [How It Works](https://kidslp.com/how-it-works?hsLang=en)[Services](https://kidslp.com/services?hsLang=en)[What We Treat](https://kidslp.com/what-we-treat?hsLang=en)[Insurance & Payment](https://kidslp.com/insurance-payment)[About](https://kidslp.com/about?hsLang=en) Insurance & payment # Making your options easier to understand. KidSLP is a private-pay practice. Here's what that means, how out-of-network benefits work, and exactly what you'll know before your first visit. ### Private pay You pay KidSLP directly at the time of service — card, HSA or FSA. No claims, no waiting for authorizations, no visit limits set by a plan. Contact us for current rates and payment options. ### Out-of-network benefits Many plans reimburse part of the cost of out-of-network speech-language services. Each month we give you a superbill with everything your plan needs. Reimbursement is decided by your plan, not by us. [How superbills work →](https://kidslp.com/insurance-payment#faq) ### Insurance plans KidSLP is currently out of network with all insurance plans. If that changes, this page will say so — we won't list a plan until we're actually participating. [Ask about your plan →](https://kidslp.com/get-started?hsLang=en) Before your first visit ## You'll have the cost in writing. - Before your evaluation and before therapy begins, KidSLP gives you a written estimate of expected costs — a **Good Faith Estimate** — and keeps a copy on file. [Read the Good Faith Estimate notice →](https://kidslp.com/good-faith-estimate?hsLang=en) - You'll also get our cancellation policy in writing: sessions cancelled with less than 24 hours' notice are charged the full session fee. Will my plan cover it? ## Coverage varies — even within one insurer. ![](https://kidslp.com/hubfs/raw_assets/public/kidslp/images/brand/speech-bubble-1.png) ### Ask your plan, before you start The only way to know what you'll pay is to ask your plan directly, before you start. Plans differ on: - Deductibles and coinsurance - Visit limits per year - Prior authorization - Referral or prescription rules - Medical-necessity wording - Diagnosis exclusions We'll give you our practice details — NPI, tax ID and billing codes — so the call is quick. Verifying benefits is not a guarantee of coverage or payment. Your plan decides what it reimburses. ![](https://kidslp.com/hubfs/raw_assets/public/kidslp/images/brand/pencil-1.png) ### Before you call your insurer 1. Does my plan include outpatient speech-language pathology benefits? 2. Do I have out-of-network benefits? (KidSLP is out of network with all plans.) 3. Do I have a deductible? How much has been met? 4. What is my copay or coinsurance for speech-language services? 5. Is prior authorization required? 6. Is a physician referral or prescription required? 7. Are there limits on the number of visits? 8. Are evaluations covered separately from therapy? 9. How do I submit a superbill? [Download the checklist](https://kidslp.com/insurance-payment#checklist) Insurance FAQ ## Plain answers ### What is a superbill? An itemized receipt with the codes and details your insurer needs to consider out-of-network reimbursement. We give you one each month; you submit it. ### Does a superbill mean I'll be reimbursed? No. Your plan decides whether services are covered and how much, if anything, it pays back. ### What is a deductible? Coinsurance? A deductible is what you pay before your plan starts paying. Coinsurance is the percentage of an eligible charge you're responsible for after that. ### Can I use an HSA or FSA? Yes. Speech-language therapy is generally an eligible expense; check your account's rules. ## Every voice grows differently. Let's talk about yours. Fifteen minutes with a licensed speech-language pathologist. No forms about your child's health, no commitment — just a conversation about what you're noticing. [Book a free 15-minute consult](https://kidslp.com/get-started?hsLang=en) Insurance coverage and reimbursement are determined by each family's individual health plan. Verification of benefits does not guarantee payment or coverage. ![KidSLP](https://kidslp.com/hs-fs/hubfs/raw_assets/public/kidslp/images/logo-h-slogan-white.png?width=1000&height=230&name=logo-h-slogan-white.png) Kid Speech Language Pathology P.C. In-person and teletherapy, wherever you are 228 Park Ave S, PMB 448357 New York, NY 10003 Text us: [(212) 470-7567](sms:+12124707567?&body=Hi%20KidSLP) Tips and resources for parents: [![](https://kidslp.com/hs-fs/hubfs/raw_assets/public/kidslp/images/instagram-mark-white.png?width=22&height=22&name=instagram-mark-white.png)@kid.slp](https://www.instagram.com/kid.slp/) [![](https://kidslp.com/hs-fs/hubfs/raw_assets/public/kidslp/images/facebook-mark-white.png?width=22&height=22&name=facebook-mark-white.png)](https://www.facebook.com/profile.php?id=61587797162233) Families [How it works](https://kidslp.com/how-it-works?hsLang=en)[What we treat](https://kidslp.com/what-we-treat?hsLang=en)[Evaluations](https://kidslp.com/services/evaluations?hsLang=en)[In-home therapy](https://kidslp.com/services/in-home-therapy?hsLang=en)[Teletherapy](https://kidslp.com/services/teletherapy?hsLang=en)[Caregiver coaching](https://kidslp.com/services/caregiver-coaching?hsLang=en) KidSLP [Our story](https://kidslp.com/about?hsLang=en)[Our therapists](https://kidslp.com/therapists?hsLang=en)[Insurance & payment](https://kidslp.com/insurance-payment?hsLang=en)[Resources](https://kidslp.com/resources?hsLang=en)[Work with us](https://kidslp.com/work-with-us?hsLang=en)[Get started](https://kidslp.com/get-started?hsLang=en) Legal [Privacy policy](https://kidslp.com/privacy-policy?hsLang=en)[Notice of Privacy Practices](https://kidslp.com/notice-of-privacy-practices?hsLang=en)[Good Faith Estimate notice](https://kidslp.com/good-faith-estimate?hsLang=en)[Accessibility](https://kidslp.com/accessibility?hsLang=en)[Terms](https://kidslp.com/terms?hsLang=en) KidSLP is a private-pay practice. Information on this site is educational and is not a substitute for an evaluation. © 2026 Kid Speech Language Pathology P.C. ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "An itemized receipt with the codes and details your insurer needs to consider out-of-network reimbursement. We give you one each month; you submit it." }, "name" : "What is a superbill?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "No. Your plan decides whether services are covered and how much, if anything, it pays back." }, "name" : "Does a superbill mean I'll be reimbursed?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "A deductible is what you pay before your plan starts paying. Coinsurance is the percentage of an eligible charge you're responsible for after that." }, "name" : "What is a deductible? Coinsurance?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes. Speech-language therapy is generally an eligible expense; check your account's rules." }, "name" : "Can I use an HSA or FSA?" } ] } ```